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BUDGETING FOR YOUR PAYMENT, DOWN PAYMENT AND BEYOND! How much money do I need in the bank to buy a house? What payment fits my budget? What is the truth about what I should spend for a mortgage, regardless of what my lender tells me that I qualify for? Let’s start with understanding down payment and closing costs. They are not the same thing. Your down-payment is an amount the lender requires you to pay up front, based on the type of loan program you are using. For example, FHA […]
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